HEALTH INSURANCE REFORM & AFFORDABILITY

Health insurance reform is ending abuses in the insurance system, such as denial of coverage for preexisting conditions, while also cutting health care costs for families, small businesses, and taxpayers. This landmark law is making health insurance accessible for tens of millions of Americans who previously lacked coverage, while cutting the federal budget deficit.  

There are benefits starting this year:

  • Coverage is ensured for those with preexisting conditions.
  • Seniors in the “donut hole” who are paying full price for prescription drugs will get $250 in direct relief.
  • Young adults up to age 26 will have the opportunity to remain on their parents’ insurance if they don’t have access otherwise.
  • Small businesses are eligible for tax credits to help provide coverage for their employees.

Expanded children’s health coverage is adding 4 million additional children to the health insurance rolls, ensuring that the next generation of Americans has a good start toward productive lives.

Investments in federal medical research are providing critical jobs, including at New York Medical College in the 18th District, and advancing diagnosis and treatment for diseases to minimize pain and suffering for loved ones and reduce health care costs for American families.